{
  "$schema_note": "Valont's free interactive tools, generated from the canonical tools registry — do not hand-edit.",
  "generated_at": "2026-06-20T06:23:55.031Z",
  "language": "en-AU",
  "count": 46,
  "disclaimer": "All tools are free and require no login. Output is general information for Australian SMEs, not personal financial, legal or tax advice. Confirm current figures with the relevant authority (e.g. the Fair Work Commission for award rates, or the ATO for tax).",
  "tools": [
    {
      "slug": "cost-calculator",
      "name": "Back-Office Cost Calculator",
      "description": "Calculate the true cost of managing bookkeeping, payroll, IT, and compliance in-house. See how Valont compares.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/cost-calculator",
      "related": [
        "https://www.valont.com.au/tools/payroll-tax",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "payroll-tax",
      "name": "Payroll Tax Calculator",
      "description": "Calculate your state-based payroll tax obligations for all Australian states and territories.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/payroll-tax",
      "related": [
        "https://www.valont.com.au/tools/cost-calculator",
        "https://www.valont.com.au/tools/fbt-exposure"
      ]
    },
    {
      "slug": "annual-leave-liability",
      "name": "Annual Leave Liability Calculator",
      "description": "Calculate your total annual leave liability and understand its impact on your balance sheet and cash flow.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/annual-leave-liability",
      "related": [
        "https://www.valont.com.au/tools/redundancy-calculator",
        "https://www.valont.com.au/tools/cash-flow-gap"
      ]
    },
    {
      "slug": "bookkeeper-assessment",
      "name": "Bookkeeper Assessment",
      "description": "Take this 2-minute assessment to find out if your bookkeeper is meeting Australian compliance standards. Get instant recommendations.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/bookkeeper-assessment",
      "related": [
        "https://www.valont.com.au/tools/business-cost-diagnostic",
        "https://www.valont.com.au/tools/financial-visibility"
      ]
    },
    {
      "slug": "business-cost-diagnostic",
      "name": "Business Cost Diagnostic",
      "description": "Uncover the hidden costs in your business operations. Calculate the true cost of compliance gaps, provider fragmentation, and owner admin time.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/business-cost-diagnostic",
      "related": [
        "https://www.valont.com.au/tools/cost-calculator"
      ]
    },
    {
      "slug": "cash-flow-gap",
      "name": "Cash Flow Gap Calculator",
      "description": "See how debtor days impact your working capital. Model different scenarios and find your cash flow gap.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/cash-flow-gap",
      "related": [
        "https://www.valont.com.au/tools/financial-visibility",
        "https://www.valont.com.au/tools/annual-leave-liability"
      ]
    },
    {
      "slug": "fbt-exposure",
      "name": "FBT Exposure Calculator",
      "description": "Calculate your potential Fringe Benefits Tax liability. Check car parking, vehicles, entertainment, and other common FBT triggers.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/fbt-exposure",
      "related": [
        "https://www.valont.com.au/tools/payroll-tax",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "financial-visibility",
      "name": "Financial Visibility Score",
      "description": "How good is your financial reporting? Score your visibility across 6 dimensions and get specific recommendations.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/financial-visibility",
      "related": [
        "https://www.valont.com.au/tools/bookkeeper-assessment",
        "https://www.valont.com.au/tools/cash-flow-gap"
      ]
    },
    {
      "slug": "penalty-rates",
      "name": "Penalty Rate Calculator",
      "description": "Calculate penalty rates for any Modern Award. Includes weekends, public holidays, overtime, and shift loadings.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/penalty-rates",
      "related": [
        "https://www.valont.com.au/tools/employee-vs-contractor"
      ]
    },
    {
      "slug": "employee-vs-contractor",
      "name": "Employee vs Contractor Calculator",
      "description": "Not sure if someone is an employee or contractor? Use the ATO's multi-factor test to find out.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/employee-vs-contractor",
      "related": [
        "https://www.valont.com.au/tools/penalty-rates"
      ]
    },
    {
      "slug": "compliance-scorecard",
      "name": "Compliance Scorecard",
      "description": "Score your business against key employment compliance requirements. Find gaps before the Fair Work Ombudsman does.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/compliance-scorecard",
      "related": [
        "https://www.valont.com.au/tools/redundancy-calculator"
      ]
    },
    {
      "slug": "award-finder",
      "name": "Award Finder",
      "description": "Find the right Modern Award for your employees. Search by industry, role, or classification.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/award-finder",
      "related": [
        "https://www.valont.com.au/tools/penalty-rates"
      ]
    },
    {
      "slug": "redundancy-calculator",
      "name": "Redundancy Calculator",
      "description": "Calculate redundancy entitlements under the National Employment Standards. Includes notice periods and severance.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/redundancy-calculator",
      "related": [
        "https://www.valont.com.au/tools/compliance-scorecard",
        "https://www.valont.com.au/tools/employee-vs-contractor"
      ]
    },
    {
      "slug": "compliance-calendar",
      "name": "Compliance Calendar Generator",
      "description": "Generate a personalised compliance calendar for your state and industry with all key deadlines and compliance dates.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/compliance-calendar",
      "related": [
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "overtime-cost",
      "name": "Overtime Cost Modeller",
      "description": "Model the cost impact of different roster patterns and overtime scenarios under Modern Awards.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/overtime-cost",
      "related": [
        "https://www.valont.com.au/tools/penalty-rates",
        "https://www.valont.com.au/tools/salary-benchmarking"
      ]
    },
    {
      "slug": "salary-benchmarking",
      "name": "Salary Benchmarking Tool",
      "description": "Compare your wages against Australian industry medians by role, state, and experience level.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/salary-benchmarking",
      "related": [
        "https://www.valont.com.au/tools/overtime-cost",
        "https://www.valont.com.au/tools/turnover-cost"
      ]
    },
    {
      "slug": "turnover-cost",
      "name": "True Cost of Employee Turnover",
      "description": "Calculate the real cost of losing an employee — recruitment, training, lost productivity, and knowledge loss.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/turnover-cost",
      "related": [
        "https://www.valont.com.au/tools/salary-benchmarking",
        "https://www.valont.com.au/tools/redundancy-calculator"
      ]
    },
    {
      "slug": "workers-comp",
      "name": "Workers Comp Premium Checker",
      "description": "Check if your Workers Compensation classification and premium are correct. Wrong ANZSIC codes cost Australian businesses millions in overpaid premiums.",
      "category": "people",
      "hub": "People",
      "url": "https://www.valont.com.au/tools/workers-comp",
      "related": [
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "cyber-health",
      "name": "Cyber Security Health Check",
      "description": "Free Essential Eight assessment to check your cyber security posture and identify critical security gaps.",
      "category": "operations",
      "hub": "Operations",
      "url": "https://www.valont.com.au/tools/cyber-health",
      "related": [
        "https://www.valont.com.au/tools/insurance-gap",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "hire-or-outsource",
      "name": "Should I Hire or Outsource?",
      "description": "Interactive decision tree to determine whether hiring in-house or outsourcing your back-office is the right move for your business.",
      "category": "operations",
      "hub": "Operations",
      "url": "https://www.valont.com.au/tools/hire-or-outsource",
      "related": [
        "https://www.valont.com.au/tools/cost-calculator",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "insurance-gap",
      "name": "Business Insurance Gap Finder",
      "description": "Find the gaps in your business insurance coverage with this free checklist assessment.",
      "category": "operations",
      "hub": "Operations",
      "url": "https://www.valont.com.au/tools/insurance-gap",
      "related": [
        "https://www.valont.com.au/tools/cyber-health",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "growth-readiness",
      "name": "Growth Readiness Audit",
      "description": "Free assessment: can your back-office handle growth? Score your payroll, HR, finance, and compliance systems against the requirements of a scaling business.",
      "category": "growth",
      "hub": "Growth",
      "url": "https://www.valont.com.au/tools/growth-readiness",
      "related": [
        "https://www.valont.com.au/tools/cost-calculator",
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "business-maturity",
      "name": "Business Maturity Score",
      "description": "Free assessment: rate your business maturity across four key hubs — Finance, People, Operations, and Growth. Get a personalised maturity profile and see where to focus next.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/business-maturity",
      "related": [
        "https://www.valont.com.au/tools/growth-readiness",
        "https://www.valont.com.au/tools/business-risk-scorecard"
      ]
    },
    {
      "slug": "founder-time-audit",
      "name": "Founder Time Audit",
      "description": "Drag the sliders to allocate your weekly hours across business activities. See a pie chart breakdown and calculate the dollar cost of time spent on admin vs growth.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/founder-time-audit",
      "related": [
        "https://www.valont.com.au/tools/hire-or-outsource"
      ]
    },
    {
      "slug": "provider-fragmentation",
      "name": "Provider Fragmentation Score",
      "description": "Count the providers managing your bookkeeping, payroll, IT, HR, and compliance. See a network diagram of your fragmentation and discover consolidation opportunities.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/provider-fragmentation",
      "related": [
        "https://www.valont.com.au/tools/business-cost-diagnostic",
        "https://www.valont.com.au/tools/cost-calculator"
      ]
    },
    {
      "slug": "business-risk-scorecard",
      "name": "Business Risk Scorecard",
      "description": "Answer 21 yes/no questions to score your business risk across compliance, cyber, insurance, financial controls, employment, operations, and growth readiness.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/business-risk-scorecard",
      "related": [
        "https://www.valont.com.au/tools/cyber-health",
        "https://www.valont.com.au/tools/insurance-gap",
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "small-business-benchmark",
      "name": "Small Business Benchmark",
      "description": "Enter your revenue, expenses, and headcount to compare against ABS industry benchmarks. See where you're above or below the median for your sector.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/small-business-benchmark",
      "related": [
        "https://www.valont.com.au/tools/financial-visibility",
        "https://www.valont.com.au/tools/growth-readiness"
      ]
    },
    {
      "slug": "tax-deadline-calendar",
      "name": "Tax Deadline Calendar",
      "description": "Interactive calendar showing all key Australian tax and compliance deadlines for BAS, PAYG, super, FBT, and more. Download to your calendar with one click.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/tax-deadline-calendar",
      "related": [
        "https://www.valont.com.au/tools/compliance-calendar",
        "https://www.valont.com.au/tools/fbt-exposure",
        "https://www.valont.com.au/tools/payroll-tax"
      ]
    },
    {
      "slug": "hospitality-compliance",
      "name": "Hospitality Compliance Risk Calculator",
      "description": "Hospitality-specific compliance checker covering the HIGA Award, penalty rates, split shifts, junior rates, and common Fair Work audit triggers.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/hospitality-compliance",
      "related": [
        "https://www.valont.com.au/tools/penalty-rates",
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "healthcare-profitability",
      "name": "Healthcare Practice Profitability",
      "description": "For medical, dental, and allied health practices — benchmark your revenue per practitioner, overhead ratio, and staff costs against industry medians.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/healthcare-profitability",
      "related": [
        "https://www.valont.com.au/tools/small-business-benchmark",
        "https://www.valont.com.au/tools/salary-benchmarking",
        "https://www.valont.com.au/tools/business-cost-diagnostic"
      ]
    },
    {
      "slug": "construction-backoffice",
      "name": "Construction Back-Office Cost Calculator",
      "description": "Construction-specific calculator covering the Building Award, redundancy trusts, subcontractor compliance, SWMS documentation, and back-office overhead.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/construction-backoffice",
      "related": [
        "https://www.valont.com.au/tools/cost-calculator",
        "https://www.valont.com.au/tools/workers-comp",
        "https://www.valont.com.au/tools/compliance-scorecard"
      ]
    },
    {
      "slug": "trades-growth",
      "name": "Trades Growth Calculator",
      "description": "Built for tradies — model your growth from 5 to 20+ staff. See when you'll need an office manager, dedicated bookkeeper, HR support, and what it will cost.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/trades-growth",
      "related": [
        "https://www.valont.com.au/tools/growth-readiness",
        "https://www.valont.com.au/tools/construction-backoffice",
        "https://www.valont.com.au/tools/hire-or-outsource"
      ]
    },
    {
      "slug": "award-pay-rates",
      "name": "Award Pay Rate Calculator",
      "description": "Instant pay rate lookup for 15 of Australia's most common Modern Awards. Select an award, classification, and employment type to see current rates.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/award-pay-rates",
      "related": [
        "https://www.valont.com.au/tools/penalty-rates",
        "https://www.valont.com.au/tools/award-finder"
      ]
    },
    {
      "slug": "business-valuation",
      "name": "Business Valuation Estimator",
      "description": "Enter your revenue, profit, and industry to get an estimated valuation range using industry-specific multiples. Includes CGT small business concessions guidance.",
      "category": "business",
      "hub": "Cross-Hub",
      "url": "https://www.valont.com.au/tools/business-valuation",
      "related": [
        "https://www.valont.com.au/tools/small-business-benchmark",
        "https://www.valont.com.au/tools/financial-visibility"
      ]
    },
    {
      "slug": "bas-readiness",
      "name": "BAS Lodgement Readiness Checker",
      "description": "Run through 12 essential checks to see if you're ready to lodge your BAS — bank reconciliation, invoices, payroll, super, and more. Score your readiness instantly.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/bas-readiness",
      "related": [
        "https://www.valont.com.au/tools/compliance-calendar",
        "https://www.valont.com.au/tools/fbt-exposure",
        "https://www.valont.com.au/tools/financial-visibility"
      ]
    },
    {
      "slug": "super-compliance",
      "name": "Superannuation Compliance Checker",
      "description": "Assess your superannuation compliance across SG rates, OTE coverage, payment frequency, and parental leave. See your potential exposure to the SGC penalty (200% of shortfall).",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/super-compliance",
      "related": [
        "https://www.valont.com.au/tools/compliance-scorecard",
        "https://www.valont.com.au/tools/penalty-rates"
      ]
    },
    {
      "slug": "tradie-cashflow",
      "name": "Tradie Cashflow Forecaster",
      "description": "Built for tradies — enter your job values, payment terms, and fixed costs to see a 6-month cashflow timeline. Identify danger zones and plan for cash gaps.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/tradie-cashflow",
      "related": [
        "https://www.valont.com.au/tools/cash-flow-gap",
        "https://www.valont.com.au/tools/trades-growth",
        "https://www.valont.com.au/tools/construction-backoffice"
      ]
    },
    {
      "slug": "subcontractor-risk",
      "name": "Subcontractor vs Employee Risk Calculator",
      "description": "10-factor ATO assessment specific to the building and trades industry. Score your risk and calculate potential back-payment exposure for super, PAYG, workers comp, and leave.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/subcontractor-risk",
      "related": [
        "https://www.valont.com.au/tools/employee-vs-contractor",
        "https://www.valont.com.au/tools/workers-comp",
        "https://www.valont.com.au/tools/construction-backoffice"
      ]
    },
    {
      "slug": "swms-compliance",
      "name": "SWMS & Safety Compliance Checker",
      "description": "15-point WHS compliance assessment for trades businesses. Covers SWMS, inductions, licences, PPE, first aid, and incident reporting. See potential penalties up to $3M.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/swms-compliance",
      "related": [
        "https://www.valont.com.au/tools/business-risk-scorecard",
        "https://www.valont.com.au/tools/compliance-scorecard",
        "https://www.valont.com.au/tools/construction-backoffice"
      ]
    },
    {
      "slug": "apprentice-cost",
      "name": "Apprentice Cost Calculator",
      "description": "Calculate the true annual cost of an apprentice including wages, super, workers comp, TAFE days, supervision time, and tools. See government incentives and the breakeven timeline.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/apprentice-cost",
      "related": [
        "https://www.valont.com.au/tools/trades-growth",
        "https://www.valont.com.au/tools/salary-benchmarking",
        "https://www.valont.com.au/tools/award-pay-rates"
      ]
    },
    {
      "slug": "tradie-tax-deductions",
      "name": "Tradie Tax Deductions Finder",
      "description": "Interactive checklist of 60+ tax deductions specific to your trade. Vehicle, tools, clothing, training, phone, insurance, and home office. See your estimated refund instantly.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/tradie-tax-deductions",
      "related": [
        "https://www.valont.com.au/tools/fbt-exposure",
        "https://www.valont.com.au/tools/vehicle-fleet-cost",
        "https://www.valont.com.au/tools/tool-equipment-roi"
      ]
    },
    {
      "slug": "trades-licence-tracker",
      "name": "Trades Licence & Compliance Tracker",
      "description": "Enter your state and trade to see required licences. Track expiry dates, flag upcoming renewals, and calculate total annual compliance cost. References all state regulators.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/trades-licence-tracker",
      "related": [
        "https://www.valont.com.au/tools/swms-compliance",
        "https://www.valont.com.au/tools/business-risk-scorecard",
        "https://www.valont.com.au/tools/compliance-calendar"
      ]
    },
    {
      "slug": "tradie-job-quoting",
      "name": "Tradie Job Quoting Calculator",
      "description": "Build accurate quotes with materials markup, labour rates, travel, overhead allocation, and profit margin. Alerts you if your effective hourly rate drops below $80/hr.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/tradie-job-quoting",
      "related": [
        "https://www.valont.com.au/tools/tradie-cashflow",
        "https://www.valont.com.au/tools/trades-growth",
        "https://www.valont.com.au/tools/cost-calculator"
      ]
    },
    {
      "slug": "vehicle-fleet-cost",
      "name": "Vehicle & Fleet Cost Calculator",
      "description": "Enter your fleet details to calculate total annual running costs, cost per km, buy vs lease comparison, FBT implications, and benchmark against typical trades businesses.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/vehicle-fleet-cost",
      "related": [
        "https://www.valont.com.au/tools/tradie-tax-deductions",
        "https://www.valont.com.au/tools/tool-equipment-roi",
        "https://www.valont.com.au/tools/cost-calculator"
      ]
    },
    {
      "slug": "tool-equipment-roi",
      "name": "Tool & Equipment ROI Calculator",
      "description": "Compare buying vs renting vs manual labour over 5 years. Calculate payback period, see depreciation schedules, and check instant asset write-off eligibility.",
      "category": "industry",
      "hub": "Industry",
      "url": "https://www.valont.com.au/tools/tool-equipment-roi",
      "related": [
        "https://www.valont.com.au/tools/vehicle-fleet-cost",
        "https://www.valont.com.au/tools/tradie-tax-deductions",
        "https://www.valont.com.au/tools/tradie-job-quoting"
      ]
    },
    {
      "slug": "power-of-one",
      "name": "Power of One Cashflow Calculator",
      "description": "The 'Power of One' shows the compounding effect of small improvements across price, volume, customer base, COGS, overheads, and debtor days. See the waterfall impact on your profit and cashflow.",
      "category": "finance",
      "hub": "Finance",
      "url": "https://www.valont.com.au/tools/power-of-one",
      "related": [
        "https://www.valont.com.au/tools/cash-flow-gap",
        "https://www.valont.com.au/tools/financial-visibility"
      ]
    }
  ]
}