Superannuation is calculated at the current Superannuation Guarantee rate, submitted to employee-nominated funds via compliant clearing houses, and tracked for continuous compliance. We manage contributions, keep current with rate changes, and ensure all employees receive their entitlements.
The Process
Superannuation Guarantee entitlements calculated for each employee each pay run
Employee super fund details verified and validated
Super contributions prepared for submission to clearing house
Contributions submitted to funds via clearing house
Payment confirmation tracked and verified
Annual superannuation reconciliation with ATO
FAQ
The SG rate is legislated and changes annually. As at 2026, it is 12.75%. We apply the current rate and update when it changes.
SG applies to employees aged 18-69 earning over $13,500 per year. Employees under 18 or over 69 are generally excluded. We apply the rules correctly.
If an employee nominates a compliant fund, their super goes there. We track their fund choice and ensure contributions are submitted correctly.
If you have a self-managed super fund (SMSF) as an employer, employees can contribute there if they choose. We handle contributions to any compliant fund.
The clearing house is a compliant intermediary that receives super contributions and distributes them to multiple employee funds efficiently. It's the modern, low-cost way to pay super.
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