Super calculated and submitted compliantly every cycle.
Superannuation is calculated at the current Superannuation Guarantee rate, submitted to employee-nominated funds via compliant clearing houses, and tracked for continuous compliance. We manage contributions, keep current with rate changes, and ensure all employees receive their entitlements.
Superannuation administration is the calculation, payment and tracking of an employer's compulsory Superannuation Guarantee contributions to each eligible employee's nominated fund, made through a compliant clearing house by the required deadlines. It’s one function of Managed Payroll within your Finance Hub , part of a connected back office.
Common problems we solve
Quarterly super deadlines are missed, turning a normal cost into a non-deductible ATO charge
Uncertainty about which payments and allowances actually attract super
Eligibility rules are applied inconsistently across different employees
There is no confirmation that contributions actually reached employees' funds
Here's what you receive
Current-Rate Calculation
Superannuation Guarantee calculated at the current legislated rate on each eligible employee's earnings, updated when the rate changes.
Included-Income Treatment
Earnings that do and do not attract super identified correctly, so contributions are based on the right figure.
Eligibility Handling
Super Guarantee eligibility applied correctly across your team, including the rules for younger and older workers.
Fund Verification & Submission
Each employee's nominated fund verified and contributions submitted to any compliant fund through a clearing house.
Payment Tracking
Contributions tracked to confirm they reached the funds, with year-to-date totals kept for every employee.
Annual Reconciliation
Year-end superannuation reconciliation with the ATO completed so your obligations are accounted for in full.
How it works
Superannuation is calculated at the current Superannuation Guarantee rate on each eligible employee's earnings, then paid to the fund each employee has nominated through a compliant clearing house. The mechanics sound simple, but several things have to be right for it to stay compliant: the rate changes over time, not all earnings count towards super, eligibility rules apply, and contributions have to actually reach the funds by the quarterly deadlines. Missing a deadline turns an ordinary expense into a non-deductible charge with the ATO, so timing matters as much as the calculation. We calculate entitlements each pay run, apply the current rate, identify income that is and is not included, verify employee fund details, and submit contributions through the clearing house. Payment is tracked to confirm the funds were received, year-to-date contributions are kept per employee, and the annual reconciliation with the ATO is handled.
Current SG rate applied to all eligible employees
Correct identification of excludable income
Compliant fund selection and submission
Payment tracking to ensure receipt by funds
YTD contribution tracking per employee
Compliance with all SG obligations
How superannuation works
Superannuation Guarantee entitlements calculated for each employee each pay run
Employee super fund details verified and validated
Super contributions prepared for submission to clearing house
Contributions submitted to funds via clearing house
Payment confirmation tracked and verified
Annual superannuation reconciliation with ATO
Who this service is ideal for
Employers who want super calculated correctly and, just as importantly, paid on time every quarter
Businesses with a mix of employee types where eligibility and included-income rules are easy to get wrong
Owners who want confirmation that contributions have reached the funds, not just been submitted
Related services to explore
Pay Run Processing
Complete end-to-end pay run processing with specialist review on every cycle. From timesheet validation through to payslip distribution, every pay run is checked for Award compliance, accuracy, and regulatory compliance before your employees are paid.
STP Lodgement
Single Touch Payroll (STP) ensures your payroll is reported to the ATO as you pay employees. We lodge STP with every pay run, manage Phase 2 compliance, handle corrections and amendments, and prepare for STP finalisation at year-end.
Leave Management
Leave entitlements are complex and state-specific. We track annual leave, personal leave, long service leave (with state-specific rules), parental leave, compassionate leave, and Award-specific leave types. Every accrual is calculated correctly and paid accurately when leave is taken.
Frequently asked questions
The short answers are here. For anything else, ask below or get in touch.
The Superannuation Guarantee rate is 12% of ordinary time earnings, the final step of the legislated schedule, in effect since 1 July 2025. We apply the current rate and update it if the law changes.
Ready to get started with superannuation?
We can help you implement superannuation and start seeing results. Talk to an advisor about your specific needs and how this service would fit your business.