Stop guessing where your cash is. Start knowing.
Forward-looking financial projections that help you make decisions with confidence, not anxiety.
The short answer
Cash flow forecasting and reporting is the practice of projecting the money expected to move in and out of a business over a forward period, alongside management reports that explain its current financial position. Valont delivers it as the forward-visibility function within your finance hub — one part of a wider connected back office — with a Trusted Advisor adding commentary so the numbers translate into decisions rather than just data.
The Reality
Most business owners make cash decisions based on their bank balance and gut feel.
You know roughly how much is in the bank. You know roughly what's coming in and going out. But "roughly" isn't good enough when you're deciding whether to hire, invest, or take on a new project.
Most SME owners make major financial decisions based on bank balance and instinct --- not because they don't want data, but because nobody is producing it for them in time to be useful.
Without forward-looking cash visibility:
- Major decisions made on gut feel, not data
- Surprise cash shortfalls when you need to invest or hire
- Missed opportunities because you didn't know you had cash
- Inability to model scenarios before committing to them
- Late discovery of customer payment problems
- Can't get loans --- forecasts aren't credible to lenders
What's Included
Complete cash visibility to make confident decisions.
Real-time cash position
A clear snapshot of where your cash is, what's committed, and what's expected. Always current so you're never caught off-guard.
Learn more →Rolling 13-week forecast
Forward-looking projection based on historical patterns, known commitments, and expected receipts. Updated automatically as data changes.
Learn more →Live management dashboards
Comprehensive financial reports with advisor commentary — available in real time, not weeks after month-end. Profit and loss, balance sheet, and cash flow statement.
Learn more →Scenario modelling
What if you hire two people? Open a new location? Lose your biggest customer? Model the scenarios before you make the decision.
Learn more →Debtor intelligence
Which customers are paying late? Is the trend getting worse? Pattern matching against historical behaviour to flag risks early.
Learn more →Custom dashboards
Financial visibility tailored to what matters to you. Available in real time — always current, always accessible.
Learn more →The Process
From uncertainty to visibility in weeks.
Configuration based on your needs
We configure reporting during onboarding based on what decisions you need to make and what drives your cash flow.
Automated data feeds
Automated data feeds ensure your forecasts reflect current reality, not last month's numbers. Integrated with all your Finance Hub data.
Advisor review & commentary
Your advisor reviews the reports and adds commentary before they reach you. Highlighting what's changed and what needs attention.
Strategic business reviews
Strategic review conversations focus on what the numbers mean and what actions to consider based on the forecast.
Who It's For
Any business that wants to make decisions based on data, not instinct.
Decision-makers
Business owners who want data, not just instinct, behind major decisions
Variable cash flow
Seasonal businesses, project-based work, or long payment terms
Growth-stage
Planning to hire, invest, or open new locations
All businesses
Anyone who's been surprised by a cash shortfall and wants visibility ahead of time
Cross-Hub Integration
Cash flow forecasting becomes dramatically more powerful across hubs.
Cash flow forecasts are informed by People Hub data (upcoming payroll commitments, new hires in pipeline), Operations Hub data (IT spend, procurement commitments), and Growth Hub data (marketing spend, revenue pipeline). One integrated forecast feeds every decision.
See the impact for yourself
FreeModel how small changes compound across your business — before you talk to an advisor.
Power of One Cash Flow Calculator
See the compounding effect of just a 1% improvement across 7 business levers: price, volume, COGS, overheads, debtor days, creditor days, and inventory.
Try it nowCash Flow Gap Calculator
Model the impact of debtor days on your working capital. See how different payment terms affect your cash position.
Try it nowReady to forecast your future with confidence?
Get forward-looking cash visibility that actually helps you make decisions. Book a consultation and we'll show you what your cash flow could tell you.