Forward-looking financial projections that help you make decisions with confidence, not anxiety.
The Reality
You know roughly how much is in the bank. You know roughly what's coming in and going out. But "roughly" isn't good enough when you're deciding whether to hire, invest, or take on a new project.
Most SME owners make major financial decisions based on bank balance and instinct --- not because they don't want data, but because nobody is producing it for them in time to be useful.
What's Included
A clear snapshot of where your cash is, what's committed, and what's expected. Always current so you're never caught off-guard.
Learn more →Forward-looking projection based on historical patterns, known commitments, and expected receipts. Updated automatically as data changes.
Learn more →Comprehensive financial reports with advisor commentary — available in real time, not weeks after month-end. Profit and loss, balance sheet, and cash flow statement.
Learn more →What if you hire two people? Open a new location? Lose your biggest customer? Model the scenarios before you make the decision.
Learn more →Which customers are paying late? Is the trend getting worse? Pattern matching against historical behaviour to flag risks early.
Learn more →Financial visibility tailored to what matters to you. Available in real time — always current, always accessible.
Learn more →The Process
We configure reporting during onboarding based on what decisions you need to make and what drives your cash flow.
Automated data feeds ensure your forecasts reflect current reality, not last month's numbers. Integrated with all your Finance Hub data.
Your advisor reviews the reports and adds commentary before they reach you. Highlighting what's changed and what needs attention.
Strategic review conversations focus on what the numbers mean and what actions to consider based on the forecast.
Who It's For
Business owners who want data, not just instinct, behind major decisions
Seasonal businesses, project-based work, or long payment terms
Planning to hire, invest, or open new locations
Anyone who's been surprised by a cash shortfall and wants visibility ahead of time
Cross-Hub Integration
Cash flow forecasts are informed by People Hub data (upcoming payroll commitments, new hires in pipeline), Operations Hub data (IT spend, procurement commitments), and Growth Hub data (marketing spend, revenue pipeline). One integrated forecast feeds every decision.
Model how small changes compound across your business — before you talk to an advisor.
See the compounding effect of just a 1% improvement across 7 business levers: price, volume, COGS, overheads, debtor days, creditor days, and inventory.
Try it nowModel the impact of debtor days on your working capital. See how different payment terms affect your cash position.
Try it nowFAQ
As accurate as historical data allows. For established businesses with consistent patterns, forecasts are typically within 5--10% of actual results. We continuously refine the model as new data arrives.
Seasonal patterns are built into the model. We use 12+ months of historical data to capture seasonal variations, so forecasts account for expected peaks and troughs.
Yes. That's a core part of the service. We can model the impact of hiring, opening new locations, losing major customers, or any other significant decision before you commit to it.
Real-time cash position visibility and live management dashboards. Additional ad-hoc reports can be generated anytime you need them.
Historical cash flows, accounts receivable and payable aging, committed payments from People Hub (payroll), Operations Hub (commitments), and Growth Hub (pipeline). Anything that affects cash gets included.
The forecast highlights the issue weeks in advance, giving you time to act. We work with your Finance Broker to explore funding options, or help you adjust spend or revenue to avoid the problem.
Absolutely. Lenders value forward-looking cash flow forecasts prepared by experienced advisors. Many will accept our forecasts as part of a funding application.
For early-stage businesses, we build forecasts based on industry benchmarks and your business model. As you accumulate data, the forecasts become increasingly accurate.
Can't find the answer you're looking for? Get in touch
Get forward-looking cash visibility that actually helps you make decisions. Book a consultation and we'll show you what your cash flow could tell you.