Funding based on financials your broker can actually trust.
Business lending, asset finance, and insurance products backed by accurate, current financial data.
The Reality
Most businesses leave money on the table because they can't get financing quickly.
When you need funding, every day counts. But if your books are behind, inaccurate, or scattered across different systems, you'll spend weeks pulling together financial statements. By the time you're ready to apply, the opportunity has often passed.
And most business owners use a finance broker they speak to once a year who doesn't understand their business, their cash flow patterns, or their growth trajectory. Applications take longer. Terms are worse. Opportunities are missed.
Without current financial data:
- Weeks wasted preparing financials instead of pursuing opportunity
- Lenders have incomplete picture of your business
- Weaker applications result in higher interest rates or declined facilities
- Cash flow forecasts missing --- no ability to model scenarios
- Can't quickly evaluate financing options or negotiate terms
What's Included
Broking services built on complete financial visibility.
Business lending
Working capital, term loans, and overdraft facilities backed by current, accurate financial data. No scrambling at application time.
Learn more →Asset finance
Equipment, vehicles, and plant structured to optimise both cash flow and tax outcomes for your business.
Learn more →Commercial property
Commercial and investment property finance assessed with full business context, not just property valuation.
Learn more →Insurance broking
Business insurance portfolio management with risk assessment informed by your operational and financial data.
Learn more →Refinancing
Regular review of existing facilities to ensure you're always on the best available terms and rates.
Learn more →Facility optimisation
Structured and restructured to match your cash flow patterns, growth plans, and business objectives.
Learn more →The Process
From opportunity to funded in weeks, not months.
Advisor identifies opportunity
During your regular business reviews, your advisor identifies a funding need or opportunity aligned with your strategy.
Application prep with current data
Your books are already current and accurate, so the application is based on real data --- no scrambling to produce financials.
Lender coordination
We prepare the application, manage lender communications, negotiate terms, and guide you through the approval process.
Ongoing facility management
We monitor your facilities, track maturity dates, and proactively review options as your business and market conditions change.
Who It's For
Any business that needs current financial data to access capital.
Established businesses
Any established business with trading history and growth plans
Growth-stage companies
Expanding operations, hiring, or investing in new capabilities
Professional services
Firms needing working capital or property-backed financing
Multi-location operations
Complex structures requiring sophisticated financing strategies
Cross-Hub Integration
Broking that understands your entire business.
Your finance broker has full visibility into your cash flow patterns (Finance Hub), your growth pipeline and revenue forecasts (Growth Hub), your staffing costs and headcount plans (People Hub), and your capital expenditure schedule (Operations Hub). Applications are stronger because they're built on comprehensive, current business data.
Try it yourself
FreeFree interactive tools to help you understand where you stand right now.
Back-Office Cost Calculator
Calculate the true cost of managing bookkeeping, payroll, IT, and compliance in-house. Most owners underestimate this by 40%.
Try it nowValont ROI Estimator
Project your return on investment from switching to Valont — including time savings, risk reduction, and efficiency gains.
Try it nowFAQ
Frequently asked questions
No. This is an optional service within the Finance Hub. You can use your own broker. But the advantage of using ours is that they already have real-time access to your financial data and business context.
Finance broking revenue comes from lender commissions, standard industry practice. There is no additional fee to you beyond your Finance Hub subscription.
Valont's broking service works best for established businesses with trading history. If you're pre-revenue, we can advise on options but lending will be limited.
We have access to a broad panel of Australian lenders including major banks, non-bank lenders, and specialist financiers. The right lender depends on your specific situation.
With current financials and documentation ready, approval timelines range from 1--3 weeks depending on the lender and complexity. Because your books are always current with Valont, the application process is faster than if you were scrambling to prepare financials.
No separate charge from you. We're paid by lenders via standard industry commissions. Your only cost is your Finance Hub subscription, which includes access to broking services.
Yes, that's a core part of what we do. We regularly review your existing facilities to ensure you're on the best available terms. Refinancing is often possible without changing lenders, or we can shop your loan to find better rates elsewhere.
We provide a clear explanation of the lender's decision and discuss alternative options. This might include adjusting terms, providing additional security, approaching different lenders, or restructuring your facilities to better match what lenders are willing to support.
Can't find the answer you're looking for? Get in touch
Ready to access the right funding at the right time?
Book a funding review and get a clear picture of your financing options, opportunities for optimisation, and the roadmap to access capital faster.